Soon you'll be on your way, taking that trip you've looked forward to for ages--but suppose something happens. If you get sick, lose your suitcase, or have to cut your trip short, will any of your existing insurance policies cover your expenses or reimburse you for your losses? If not, you might want to purchase travel insurance, which is available from insurance companies, travel agents, tour operators, and cruise lines.
If you can't make it after all or have to cut it short--trip cancellation/interruption insurance
You're ready to go, but the cruise line has gone under financially. Or perhaps you've arrived at your hotel only to be handed a telegram informing you that Uncle George is seriously ill and you must return home immediately. If your trip is canceled or cut short, will you be able to get any of your money back?
Trip cancellation/interruption insurance protects you if you must cancel your travel plans before you leave or cut your trip short due to an unfores... [more]

Travel Insurance Claims, Selecting an Insurance Policy, Obtaining the Right Policy and Making a Claim

Every year thousands of people suffer holiday accidents and incidents on their holidays. Fortunately for most, any losses and expenses such as medical costs are limited because their policies have covered them.

In advance of travel, it is vital that you select a policy that covers your requirements so you are not caught short in the event of a serious injury or criminal activity whilst abroad.

Why take out Travel Insurance in the First Place

By taking out a sensible policy you will be protecting yourself from paying or losing significant sums of money. If you have an accident on holiday, the right policy will cover you for all your medical treatment arising out of your injury. Costs could include hospital treatment, medication costs as well as the cost of an air-ambulance.

Without cover, you may find yourself thousands of... [more]

Planning your annual holiday trip is important to most of us as it is the time when we take time to look after ourselves after working hard all year long. Some of us travel more frequently and whether you are planning a single trip or have more than one holiday per year you will probably want to make sure you have adequate travel insurance cover in the unfortunate event that you need to make a claim against your travel insurance.

Unfortunately many people often forget to buy travel insurance before they go on holiday and it is not until you run into problems that you realise how important it would have been to have obtained a travel insurance policy in the first place. The main reason people forget to buy travel insurance is because it can take a lot of time and effort to find the right travel insurance policy and that coupled with arranging the holiday itself either puts people off or travel insurance becomes an oversight.

Related Coverage

... [more]